Your Legacy

It can be a comforting thought to know you have made adequate provision for the loved ones you leave behind, but inheritance tax laws or a poorly-defined will could mean your legacy is worth less than you’d hope.

The legislation that governs passing on your estate to your chosen beneficiaries requires you to plan well in advance. Since none of us knows when we shall die, this means making the necessary provisions now.

Tax can be complicated and may feel daunting if you’re not familiar with the current legislation. By taking advantage of our expertise in all areas of estate planning, you could help your family pay much less inheritance tax – and in some cases, none at all.

Taking professional advice when drawing up or reviewing your will can help you avoid any potential legal pitfalls or ambiguity. Then our discreet estate planning service will advise you on the best way to avoid inheritance tax, for example via insurance, the transfer of personal or business assets, or exemptions and tax rates you may not be aware of. We can then set up your chosen products and help you manage them. For example, Trusts are very efficient tax vehicles and are outside the inheritance tax net – an ideal way to secure your assets for your spouse, children or grandchildren.

The earlier you make the arrangements, the greater your chance of taking full advantage of the tax opportunities available and thereby maximising the amount that goes to your beneficiaries. Nothing is more demoralising than the thought that a substantial slice of the wealth you have worked hard to accumulate will end up in the Government's coffers!

We strongly advise you to begin your estate planning right away and safeguard your legacy for your loved ones.