Beware of rising house prices increasing Inheritance Tax liability

29 Sep 2021

While rising property values may seem like good news, as prices go through the roof it could land you with a hefty Inheritance Tax (IHT) bill. The latest figures from HM Revenue & Customs (HMRC) show that the average figure

Read more...

UK pension system ranks in bottom 10 of developed nations in new study

29 Sep 2021

Analysis of pensions data from developed nations has revealed that the UK pension is ranked 25th out of 33 developed countries studied – far behind the number one nation Finland. Using key metrics from pension systems around the world, such

Read more...

Government suspends pension triple lock pledge for a year

29 Sep 2021

For years the Government has stood by its commitment to retain the triple lock on the state pension, which ensures that payments increase annually by either 2.5 per cent, the rate of inflation or the level of earnings recorded in

Read more...

A new campaign launches to encourage us not to hoard our cash

20 Sep 2021

The UK watchdog the FCA (Financial Conduct Authority) has recently launched a new campaign to encourage people who are holding their money in cash – ie in bank accounts that generate next to no interest or returns whatsoever – to

Read more...

National Insurance – is this the start of the pandemic payback?

13 Sep 2021

National Insurance (NI) is 110 years old and currently making headline news.  William Martin-Smith was the first gentleman adorned with the prestigious first NI number “A1”, after the National Insurance Act of 1911 was passed, with the Attlee Government (following

Read more...

Staycations: here to stay?

5 Sep 2021

Staycation – it’s such a loaded word, or maybe words as its technically speaking a portmanteau combining unsurprisingly “stay” and “vacation”, but what is its exact definition? In context it has meant a holiday in the UK, away from your

Read more...