Government launches consultation into the merging of pension pots

21 Dec 2023

Chancellor Jeremy Hunt announced a consultation on workplace pensions in November’s Autumn Statement, focusing on allowing workers the flexibility to choose their own pension schemes, rather than being limited to their employer’s choice. This approach aims to address the issue

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Autumn Statement – Good news for savers as changes to ISAs announced

21 Dec 2023

The Autumn Statement brought positive news for savers and investors as the Chancellor announced significant changes to the current setup of Individual Savings Accounts (ISAs). These changes, set to take effect from April 2024, offer more flexibility and choices, marking

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A quick guide to safeguarding your wealth from inflation

30 Nov 2023

The current financial landscape presents a conundrum for those looking to safeguard and grow their personal wealth. Despite interest rates reaching their highest levels since 2007, the value of cash savings in the UK has been eroded by inflation. As

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Autumn Budget Statement Summary

23 Nov 2023

With a General Election looming on the horizon, Jeremy Hunt rose to deliver his second Autumn Statement as Chancellor in the knowledge that his latest measures could have a substantial impact, not only on the future economic success of the

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The Importance of Financial Planning – Whatever your Stage of Life

13 Oct 2023

Financial planning is vital at each stage of life to ensure that you are prepared in advance for what’s coming next and also in the likelihood that you have a work or family financial emergency that arises at any time.

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Could you be the target of a financial scam? UK savers have lost more than £17bn

29 Sep 2023

Recent research from Canada Life has highlighted a concerning rise in financial scams affecting UK residents. According to the new study, a staggering 51 per cent of UK adults have either been targeted by or know someone who has been

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The importance of saving early for a pension: Why younger generations aren’t doing enough

29 Sep 2023

Analysis of the Financial Conduct Authority’s (FCA) Financial Lives Survey has revealed a significant trust and engagement gap in pension savings, particularly among younger adults. Trust in pension providers is lowest among 25-34-year-olds according to the FCA’s data, with 43

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Income protection: The overlooked lifeline in financial planning

31 Aug 2023

One of the most frequently overlooked aspects of financial planning is income protection insurance. While it is easy to focus on immediate needs and short-term financial goals, planning for potential future hurdles can sometimes allow this critical form of insurance

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Are you one of the many savers missing out on millions of pounds of unclaimed pension tax relief?

31 Aug 2023

In the last five years, an incredible £1.3 billion of pension tax relief has gone unclaimed in the UK – with higher and additional-rate taxpayers losing out on incredible sums according to some experts. This tax is the Government’s mechanism

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What is the minimum amount needed to retire in 2023?

26 Jun 2023

Planning for retirement is no easy task as this is related to lifetime earnings and anticipated needs in later life. People’s needs, or their perceived needs, vary widely. However, there are some facts and figures which can be used to

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