We are as comfortable delivering one to one sessions with senior executives as we are running our range of modular workshops. The one to one meetings are typically as a result of attending workshops, as employees wish to put into context, the knowledge they have gained for their own particular circumstances. However, some employees who do not attend a workshop can still request an individual meeting if this is more suitable for them.
We’ve separated our services and workshop details between financial education and more specific change management, however we can offer a flexible approach combining different areas of financial training:
Financial Education in the Workplace
So how can we help both you and your employees?
- We can help individuals develop a strategy to achieve their long term financial goals, so that they can realise their anticipated lifestyle. This can include their pension, property and other forms of investment
- We can show them how to avoid unnecessary tax payments by utilising allowances that are very infrequently used. Only 700,000 people in the UK used their Capital Gains Allowance in 2017 to generate tax free returns of £11,300
- We can advise on how to mitigate the 60% tax rate for earnings over £100,000 p/a
- We can explain the part that pension schemes play in your longer term financial goals, as well as the legal limitations on pension contributions and the benefits they provide, (e.g. the 55% tax charge on pension funds, in excess of the Lifetime Allowance)
- We can help explain benefits and disadvantages of the wide range of investment options available to assist you in building capital savings outside a pension fund
- We can help plan ways to ensure that maximum capital goes to a family, if they were to die in employment
Below we have outlined the main workshop topics we currently present with more detailed summaries in our brochure:
How to make your money grow
This workshop will help you evaluate your financial goals and objectives and how they can be achieved.
Do you believe you will have enough to retire on?
There’s a wide gap between what people expect to spend in retirement compared to the reality of their actual income. This workshop is a “reality check” to show what you can do now to ensure a comfortable retirement.
Tax – the good, bad and the ugly
We take you through a range of different taxes, the allowances that are often under utilised and how Inheritance Tax works.
De-mystifying pensions
Get to grips with the mysterious world of pensions! Gain an understanding of how they work and how to incorporate them into your overall retirement goals.
State pension & NI
Gain clarification on all the changes to the State Pension over the last 10 years to see what you are likely to get and how you can bridge any forecasted gaps you may have in your retirement. These workshops are intended to provide general, but in depth, information and at no point do.
