£50bn liberated from defined benefit pensions since introduction of freedoms

6 Jul 2017

New research has revealed that £50bn worth of defined benefit (DB) transfers have taken place since changes to pension freedoms were first introduced in April 2015. The data, which was recently highlighted…

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No deposit, no problem – 95 per cent mortgages bounce back

6 Jul 2017

Banks and building societies are offering a record number of mortgages for buyers with small deposits, a report has revealed. Around 300 95 per cent products were available last month – the highest number…

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Interest rates could be set to rise in coming months

6 Jul 2017

Senior officials at the Bank of England (BoE) appear to be at odds with one another over whether interest rates should be increased in the wake of post-election uncertainty. Throughout June, rumours of…

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Brexit stock market boost creates record numbers of ISA millionaires

14 Jun 2017

A growing number of savers who have stocks and shares ISAs are finding that they are becoming ISA millionaires, boosted by a quickly rising stock market. Including reinvested dividends, the FTSE All Share…

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Rule changes could hit pensioners in the pocket

14 Jun 2017

Pensioners with ‘capped drawdown’ pensions could find that they are hit hard in the pocket this summer as a consequence of a little-known change. Under ‘capped drawdown’ arrangements, which were…

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New mortgages launch with buy-to-let tax changes in mind

20 May 2017

With the start of the 2017-18 tax year last month, the latest in a series of changes affecting buy-to-let landlords came into effect. These latest changes mean that tax relief on mortgage interest is being…

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Older generation to pass on bulk of wealth to children, not grandchildren

20 May 2017

New research suggests that, in coming years, the bulk of the older generation’s wealth will be passed on to children as opposed to grandchildren – to the tune of more than £400bn. The figure comes…

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Women’s ‘worryingly low’ levels of financial protection

19 May 2017

New research suggests that, in coming years, the bulk of the older generation’s wealth will be passed on to children as opposed to grandchildren – to the tune of more than £400bn. The research, which…

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Bricks and mortar for mortar boards – are student digs the best property investments in Britain?

8 Apr 2017

The image that is likely to spring to mind when you think of prime property investment opportunities is of shimmering waterfront apartment complexes, not student halls of residence. But research published…

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Get up to £32,000 from the Government with the new Lifetime ISA (LISA)

8 Apr 2017

Announced by George Osborne in his final Budget last year, LISAs will be available from 6 April 2017 to anyone between the ages of 18 and 39. Unlike other ISAs, LISAs offer a 25 per cent Government bonus…

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