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Government to target cash ISAs in the next Budget?
30 Mar 2025For millions of savers, Cash ISAs provide a safe and tax-free way to grow their savings without the risks associated with stock market volatility. The suspected move to limit the Cash ISA allowance, or potentially axe it altogether, has been
Interest rates rising: Should you hold cash?
30 Mar 2025With interest rates continuing to offer good returns, holding cash remains an attractive option for some. Holding cash offers stability and liquidity, safeguarding capital without the volatility of equities or property. Additionally, cash provides flexibility, especially in uncertain economies. However,
Investing in AI: What are the risks?
30 Mar 2025Investing directly in companies that are heavily focused on artificial intelligence (AI) and actively integrating it into their products and services currently presents significant growth potential. This is partly due to current industry trends and the growth of individual stocks,
Spring Statement summary 2025
27 Mar 2025Chancellor Rachel Reeves delivered her Spring Statement, outlining the Labour Government’s economic priorities and reaffirming a commitment to fiscal discipline and long-term investment. Billed as the start of a “decade of national renewal,” the Statement acknowledged global uncertainty but marked
Big bonus? How to use your windfall wisely
6 Feb 2025Receiving a bonus is a reward for your hard work and dedication, but before you rush to spend it all, take a moment to consider how to make the most of this financial boost. A thoughtful approach can turn your
Falling interest rates, rising mortgages: What it means for your finances
6 Feb 2025Recently, high inflation and economic uncertainty have kept lenders cautious, meaning higher rates for borrowers. However, despite interest rates falling, this does not necessarily mean mortgage rates will follow suit. This is because lenders set mortgage rates based on more
The top five mistakes people make when investing and how to avoid them
6 Feb 2025Investing can be a fantastic way to grow your wealth, but it always comes with associated risks and making mistakes can increase that significantly. Here are some common errors that investors, both new and experienced, should avoid: Chasing trends It
Dates for your financial diary
24 Dec 2024As we head into another New Year, 2024 has certainly delivered a number of economic and financial changes which are due to continue into 2025. Whether you’re looking forward to next year with enthusiasm, or a little concern, we thought
Are pensions still a worthwhile investment?
24 Dec 2024The 2024 Autumn Budget announcements made by the Government have caused many to rethink their pension strategy and whether these are still a relevant and useful long-term investment. You may be wondering, for example, whether contributing to a pension (either
How to budget for life after work – Our retirement advice
24 Dec 2024Retirement is a goal that is achievable for almost everyone, but not without a comprehensive plan and financial strategy. Without one, you could find that you run out of funds to support your lifestyle in later years when the prospect