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Dates for your financial diary
24 Dec 2024As we head into another New Year, 2024 has certainly delivered a number of economic and financial changes which are due to continue into 2025. Whether you’re looking forward to next year with enthusiasm, or a little concern, we thought
Are pensions still a worthwhile investment?
24 Dec 2024The 2024 Autumn Budget announcements made by the Government have caused many to rethink their pension strategy and whether these are still a relevant and useful long-term investment. You may be wondering, for example, whether contributing to a pension (either
How to budget for life after work – Our retirement advice
24 Dec 2024Retirement is a goal that is achievable for almost everyone, but not without a comprehensive plan and financial strategy. Without one, you could find that you run out of funds to support your lifestyle in later years when the prospect
Should you review your portfolio before 2025?
24 Dec 2024Christmas is a busy time, but the start of a new year is always a good opportunity to take a closer look at your investment portfolio and prepare for the year ahead. The markets have been moving fast this year,
Leaving work? Have you got a plan in place?
26 Nov 2024Without having a clear financial plan for when you retire, there is a risk that you will run out of funds or face unexpected financial pressures in your post-work years. A good plan ensures that your retirement is comfortable, stress-free,
Active vs passive investing: Which strategy is right for you?
26 Nov 2024When it comes to investing, most people are aware of the two broad strategies that dominate the field: active and passive investing. Each has its own merits, risks, and considerations, but which is right for you? Active investing is a
Buying a second home? Watch out for the new SDLT increase
26 Nov 2024With the Government’s announcement of a two per cent rise in Stamp Duty Land Tax (SDLT) on second homes, buyers now face a five per cent surcharge on additional property purchases. For aspiring property investors or those looking to expand
Autumn Budget Summary 2024
30 Oct 2024A new Government, a new Chancellor and a new approach to the UK’s fiscal policies. Rachel Reeves entered her first Budget with a strong message that her measures would lead to “an economy that is growing, creating wealth and opportunity
Turning 18? Ready to take control of your ISA?
22 Oct 2024A Junior Individual Savings Account (JISA) is a tax-efficient savings or investment account opened by a parent or guardian for a child under the age of 18. These accounts allow savings to grow free from Income Tax and Capital Gains
The pros and cons of popular asset allocation strategies
22 Oct 2024An asset allocation strategy involves deciding how to distribute investments across asset classes like equities, bonds, and cash. Your choice of strategy significantly impacts potential returns and risks. Strategic asset allocation Strategic asset allocation involves setting a target allocation for