The British ISA – What does it offer to savers?

28 Mar 2024

Jeremy Hunt unveiled a novel British Individual Savings Account (ISA) in his spring Budget statement that aims to invigorate investment in the United Kingdom. What is the new British ISA? The British ISA introduces an additional £5,000 tax-free allowance for

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Could inflation hit 2% by April – Latest forecasts suggest further falls ahead

28 Mar 2024

In a promising development for the UK economy, analysts from Bloomberg Economics and the National Institute for Economic and Social Research have forecasted that the inflation rate could fall below two per cent by April – for the first time

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Your pension and the Spring Budget

28 Mar 2024

The Chancellor, Jeremy Hunt, has outlined a series of pension reforms and initiatives aimed at bolstering investment in the UK and refining the pension landscape in this latest Budget. These reforms include exploring a ‘pot for life’ model and enhancing

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Spring Budget Summary 2024

6 Mar 2024

The latest Budget was an important speech for the Chancellor, Jeremy Hunt, and his Government, as he laid out key measures likely to affect his party’s success at the ballot box later this year. Although a date for the next

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How to avoid cash flow crises in your daily lives with the right wealth strategy

29 Feb 2024

Cash flow as a concept is more commonly used in the world of business, but having a steady flow of income and outgoings in your personal life is just as essential. Understanding and managing your cash flow is important for

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Why channelling your NI cut into your pension may be a smart move

29 Feb 2024

The recent cut in National Insurance (NI) contributions presents millions of UK workers with a golden opportunity to boost their retirement savings. The drop from 12 per cent to 10 per cent in the main rate of NI contributions means

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Navigating the financial landscape in 2024: Understanding the outlook for interest rates and inflation

29 Feb 2024

As we progress through 2024, the financial landscape continues to evolve, marked by recent fluctuations in the UK’s inflation rate. In December, inflation rose to four per cent, up from 3.9 per cent in November. This increase is attributed to

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Government launches consultation into the merging of pension pots

21 Dec 2023

Chancellor Jeremy Hunt announced a consultation on workplace pensions in November’s Autumn Statement, focusing on allowing workers the flexibility to choose their own pension schemes, rather than being limited to their employer’s choice. This approach aims to address the issue

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Autumn Statement – Good news for savers as changes to ISAs announced

21 Dec 2023

The Autumn Statement brought positive news for savers and investors as the Chancellor announced significant changes to the current setup of Individual Savings Accounts (ISAs). These changes, set to take effect from April 2024, offer more flexibility and choices, marking

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10 Top Tips for Saving Money this Christmas

11 Dec 2023

With Christmas almost upon us, the festive period is yet another added pressure on the millions of households already struggling with high mortgage rates and monthly bills.  Whilst there has been some good news in inflation finally dropping to single

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